Think you can’t save? Think again! Sure, it seems like there’s not much wiggle room in your budget, due to the rising costs of basic necessities—but thats all the more reason to have a slush fund. Fortunately, there are plenty of painless ways to siphon cash from even a fixed income.
Start slowly, but do start; those money seeds will blossom into an extra layer of financial security. That sure beats wondering if you can really afford to put a $20 bill in a grandchild’s birthday card.