How to avoid being retired & broke

No matter your age, there are steps you can take to boost your income, and maintain it in your later years.

This article originally appeared on grandparents.com. To learn more click here.

Travel, golf, gardening, more time with family and friends——we all look forward to doing more of the things we love when we stop working. But just how many of us are going to be able to afford it? According to a report in Economic Policy Researchthe total retirement shortfall for boomers is almost 30% across all income levels.

To help bridge the gap, we asked Paul Merritt, founder and principal of NTrust Wealth Management in Virginia Beach, VA, to offer his best advice for making sure you stay in the black in retirement.

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