Struggling with fertility issues can be overwhelming for aspiring parents — both emotionally and financially. And family support can make all the difference.
The plan lets prospective grandparents or other family members take out a loan for IVF and egg freezing, paid directly to their child’s fertility clinics.
Future Family’s financing offers cover clinic visits and procedures (including egg retrieval, fertilization, and transfer); medications; lab work; and round-the-clock fertility coaching. The level of care is as full-service as the fertility sector has ever been, and it’s a great way for grandparents to contribute to the next generation.
Typically priced between $300 and $475 per month over five years, each plan will depend on your credit score and the prices being charged by the clinic. Some can be much more expensive than others, but it’s not unusual for a successful IVF pregnancy to cost more than $60,000.
Many embryo transfers do note “take” on the first try, and when they do, there are still not guaranteed to survive into the second trimester (when all the other pregnancy expenses start accruing).
The good news is that many IVF cycles can produce more than one healthy “embaby” (a fertilized embryo that can be frozen after cell-division takes hold and naturally restarted within upon thawing and placed back in the uterus).
With multiple embabies on ice, you essentially have a whole pipeline of grandchildren on deck, and your child won’t have to go through the hard (and expensive) part of creating them again.